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624 replies, Replies 281 to 290

Money / debt help.

Nix wrote:

soco wrote:
How is it they can legally discriminate like that?

Usually in a job where you could be open to blackmail. Like high security places and military etc.

Before bankruptcy I would seriously consider the helpline. They will be able to the best advice before you do anything.

Correct nix.
And because the court order was taken right from my wage, my employers obviously now know what's going on.

I have been talking with a debt advice company, I wad initially going to be going with an individual voluntary arrangement, but after pointing out I was just about keeping my head above water before all the bank charges got out of control, it looks like a debt management plan may be the way to go, that way I don't have to get rid of my car, but it will freeze the bank charges so I'm just paying towards what's owed at a manageable rate.

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Money / debt help.

My job is one that I can lose due to bancrupsy.
Turns out court orders can cause me to lose my job.

I can also kiss goodbye to the new job I was going for as they won't even consider a person with court orders or big financial issues.

- written
Money / debt help.

Pay day today.
Paid 4 weekly.
Just checked my wage and ยฃ506 has been taken from it for a court order.

I am absolutely ******fucked now.

I was already getting right to the limit in my account in the run ups to pay day, now with being 500 short there's no way all essential payments can be made.

- written
Money / debt help.

I have already cut back loads.

I never go out.
I don't eat out.
I haven't bought myself anything, clothes / bags / shoes etc for the best part of 2 years

I live far from a lavish lifestyle.

How can I go about consolidating when I can't get a loan and my bank won't help and the new one won't lend me anything?

- written
Money / debt help.

Ya, but leaving it isn't working out so well...

I owe X amount for my overdraft, but now they're adding a daily fine for using it.
I am permanently in the O/D.

I owe X amount on my credit card.

What was left at end of the month went towards paying these off.

Now with the daily fine there's nothing left, so nothing paid off O/D and only interest paid off C/C

The last few months I've worked extra shifts.

Overtime.wont always be available and the 1st month I can't get extra shifts these charges are gonna put me over my agreed O/D limit.

If I go over it's ยฃ35 a day.
I'll never get out of that.

I can't close the account while I owe them.

I can't get a loan to consolidate.

When I move my wage payments to the new bank, the old one will continue with the daily fine and take me over the limit.

To get the account frozen, which is what I wanted, will screw my credit rating and maybe effect my job.

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Bubble Up and Bubble Down....

Bubble up - I booked today off work to go to a new bank and open an account, so instead of getting up at 03.30 I only had to get up just before 08.00, and I had a day of not being in work.

Bubble down, I didn't get a good result with my bank, and I've just discovered work has put today through as abscent rather than a holiday day off so I just lost out on a days wage.

- written
Money / debt help.

Yea I should probs try that

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Money / debt help.

To consolidate is kind of taking a loan to pay everything off, then paying that loan off at lower amounts than the original.

I've been turned down for a Loan now.

My bank aren't being helpful at all.

They are going to continue with the daily fines while I still owe them money.

Anything i do that writes off part of my debt will stay on my record effecting my credit.

Officially declaring myself in debt or bancrupt will effect my job and guarantee I won't het the new job I'm aiming towards.

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This is a long one, so please bear with me.

Sherlock wrote:

PepperJ wrote:

Sherlock wrote:
We were thinking about DeSoto State Park in Alabama. There's a waterfall there, really nice cabins, a restaurant and nature trails.

It's not too far, either, from Little River Canyon, which is a must see. We were there last summer--and it was great!

Sounds wonderful! I've never been there

You'd love it. Even the Bigfoots there are very polite and accommodating!

If Mrs Sherlock doesn't want to go, I'll come!
Sounds great

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How to stop mass shootings.

ProffVampy wrote:

Nix wrote:

Max wrote:


[quote from Nix]


There are no winners anywhere.
The FBI thing is completely crazy.
Disarming NRA won't work today. It's too late for that.
They're going to build a box...say bye to freedom. All it takes is a vote. Ask Trump.

Since people rush to buy guns as soon as something like this happens, due to fear of them being banned, the NRA are most definitely the winners.

And please note, I have never said ban them completely, all I said is raise the age to 21.

are you saying you can own a gun before you can drink in the US?!?!

Correct

You can get married, buy a gun or go to combat before you can drink.

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