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850 replies, Replies 571 to 580

UK Netflix suggestions?

I'm UT, US. ๐Ÿ˜„
I don't really watch TV in general, but my girlfriend watches a lot of Netflix. ๐Ÿ˜‰

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Stressful situation.

Happy to help. ๐Ÿ˜„ ๐Ÿ‘

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Stressful situation.

Anonymous wrote:
Also, what do you think would be better - a personal loan or a personal line of credit?

They're essentially the same thing. The only difference between the line of credit is that you'll be able to dip into for more cash later on, where a personal loan is a fixed amount. Chances are the line of credit has more hidden fees that you'll need to be very careful with.

Again, it comes down to whatever has the lowest interest rates and what you'll be able to pay off the fastest.

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UK Netflix suggestions?

twosocks wrote:
is UK netflix really different than US netflix? Do you have shows we don't ?! I want to know the difference ๐Ÿ˜ฃ

Yep! Netflix has to get different licenses/permissions to show different shows. Plus countries have different laws/restrictions that must be adhered to.

Not sure why- but a lot of shows will give Netflix permission to post in some countries but not others. Don't know the reasoning behind that. ๐Ÿ˜„

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Stressful situation.

It depends on your rates. Rates of the cards each month, required minimum payments, and the rates of the personal loan you'd use to pay them off.

Consolidating can be beneficial, but you want to make sure you're not backing yourself into another corner. Can you afford the monthly payments?

Obviously- the best choice is to pay it all down as fast as you can. The longer there is debt on the card, the more it will accrue and the more the interest will build up and make it unsustainable.

3,000 sounds like a lot, but honestly you can pay it down quickly. Whatever your monthly payment is- start making it bi-weekly (Every paycheck). Eat out less, carpool when you can. Start saving money in every way you can think of and any time you've got some extra, drop it into that pool. It hurts now, but it will hurt less than having that debt constantly hanging over your shoulder, especially if something ELSE happens that you suddenly need money for.

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Sorry that doesn't really answer the question, but it depends majorly on your location. Credit Card rates can vary immensely, as can personal loans. Also- sometimes personal loans require a down payment (Never really made sense to me), and if you can afford a down payment it would probably be smarter to put that into one of the cards and get it paid off completely.

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I hardly ever post anything on facebook and when I do, hardly anybody replies.

It seems that people that post more often get more replies. Might be just how Facebook organizes the posts. Iโ€™m the same way. I post maybe once a year (actually maybe every other year) and rarely get more than a comment or two.

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Which software is best to make family tree (bansawali)

ancestry.com and treeseek.com are the ones I see most often- they appear to be widely used and build pretty good family tree charts. (Assuming that's what you're looking for?)

My uncle used ancestry and managed to track our family tree back many generations and he printed out the whole tree. We've used it to get in touch with family we didn't even know we had. ๐Ÿ˜„

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I've been having character asasinations for trying to help the mentally ill on Facebook.

Unfortunately IP spoofing is super easy if youโ€™re tech-savvy enough to build a bot like that in the first place.

If it becomes more of a problem, I can add a very simple recaptcha to try get rid of some of them.

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I've been having character asasinations for trying to help the mentally ill on Facebook.

Yep. I got all of the IPโ€™s. Havenโ€™t had a repeat IP yet. This post must be showing up somewhere that bots crawl.

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hows everyone in the UK finding the snow?

Haha! I'm in Utah- "The Greatest Snow on Earth" (Refers to the ski-slopes, but eh.)

Breaking 12 inches here is where stuff usually starts to get problematic. Under that is just snowy play time. ๐Ÿ˜„

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