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QUESTION

NacthoMan wrote:
I still want to life life to the fullest.. Never know when im gonna go.. I'm feeling like living lavishly but not broke.

Let's look at that just for a moment. Let's say (for the sake of argument) that you are broke and have no way to make money for the moment...

Okay, now let's say you have no way to make money for the moment BUT now you're in debt...

You can live life and be broke but you can't live at all when you're in debt - because anything you do to make a profit rightfully belongs to someone else.

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Email set-up Question for Microsoft 365

Not much.

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QUESTION

NacthoMan wrote:
i like the used car plan. since its what im doing now.. i got about a year left till its paid off.. do i sell right away or .. own it for a bit and save a bit.. but as you know the years go by.. value of the used car goes down eh?

This is my opinion - new car, used car, abused car - it don't matter, you'll never get back from a sale what you put into 'em. It's the nature of the beast.
The idea of owning a used car (one that is paid off), is how long it delays the drain on your wallet. That is where the real payoff is at.
In the end, when your used car truly dies, you bury it like a loved one...oh hell, you send it to the junk yard or sell it for parts to the poor schmuck who has the same model - lol!

So, pay off your car. Own it for a while. Save some money. At that point, you'll see what I'm talking about.
It's gonna feel good driving a car that you no longer make payments on.
Your next car purchase won't require payments. You'll see when the time comes.

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QUESTION

Of course the best situation is the ability to buy a brand new car and pay for it all at once. Then, you take good care of it.
This would also mean you would need a "beater." To keep un-necessary and excess miles from adding up on your new car. A car like this is also best paid for in cash terms.

There are a lot of used cars out there that are as good as new. If not, it's new to you, right? Haha!
๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

- or buy a used vehicle and pay it off until it starts giving you trouble - sell - buy a newer used car with money down?

๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†
I think this is your best bet.

Why would someone want to pay nearly $8,000 (or more) in three years for something they will never own? You're throwing away over $125,000 over the course of fifty years. That's 25% of a 401K retirement plan. It's also perpetual debt.
Unless you get big money the easiest possible way, I don't think many have the luxury to rent new car stock for the comfort of newness.

In 2004, I bought a 1997 Ford F-250. I was second owner and at the time, the truck had only 63,000 miles on it. The guy was asking $4,500 for it.
I bought it and still have it to this day- it has NEVER let me down. And, yes, it's not a young truck. I have replaced some things, but mostly just keeping up with regular maintenance is the key to the lifespan of a vehicle.

aeolians revenge wrote:
When you lease, you still need insurance. Probably fully loaded insurance, Since its not your car.

That's a fact!

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What a nightmare.

Hang around, the best is yet to come!

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Is it ok to smoke weed during the stress of a pandemic??

soco wrote:
Single malt, gotta be. I do like me some blended whiskeys though. Southern Comfort.... ever heard of it?

๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚Lol!
Good one!

I've had it a time or two - it's not as rough as Johnny Walker (Red or Black).

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Help me figure this out.

@soco

Okay, since you mentioned Jonestown I'll reconsider the possibility of it all - good catch - ๐Ÿ˜‰๐Ÿ˜๐Ÿ˜˜

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Is it ok to smoke weed during the stress of a pandemic??

soco wrote:
- If you need an excuse to smoke you might want to consider a different vice. Try rare Scotch...

Would that be a blended or a single malt, rare Scotch?

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I kept on smelling leather wherever I go!!

I like the smell of leather, especially suade leather. I've had my share of leather jackets, pants, trench coats, vests, ties, dress coats and hats. Leather is the original choice of clothing, that or cotton.

I wouldn't be so worried about smelling leather where ever you go. Usually it's durring spring you have to worry about the smell of dog $#!t where ever you go and in some cases, watching where you step.

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Coronavirus and Agoraphobia.

How are you doing so far, girl? It's time to dive in with an update.
Have you made it out of the house a time or two?

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