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1,951 replies, Replies 1,351 to 1,360

Hi helper.

Nix wrote:
Whats the problem with 'millenials'?

I don't understand the question.

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Legion has left the building.

https://youtu.be/55FZnYhCM-Y

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Math problem!

What's your answer for the math problem, Soco?

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Math problem!

Buy for $60.
Sell for $70
..gain +$10

$70 isn't enough to rebuy the same thing at $80.
You need an ADDITIONAL $10.
(A loan of $10)

Resell at $90, you recover the $70, repay your loan of $10, and have only $10 to show for your overall efforts.

IN THE END, HOW MUCH?
(The first $10 profit doesn't count in the beginning when it becomes the investing norm of the second purchase.)

IN THE END you make $10.
I'm happy with my incorrect answer.

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I heard eating 40 grams of poppy seeds gets you an opioid buzz.

(Sigh)
Long gone are the days of Purple Microdot....
- and Angel Dust.

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Legion has left the building.

Sherlock wrote:
What Sherlock wrote.

- Here-here!

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Legion has left the building.

It seems there's a little more than just the replies you see going on here.

Your last reply was over a month and a week ago.

What's going on Legion? Some talk is better than none - and no one here is a mind reader. Must be present (from time to time) so we know you're at least alive.

It also seems you mentioned the health of family members closest to you. Is that going well? Yes, no?

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Money / debt help.

Rockster wrote:
For example, if you take out a loan to replace the HVAC system in your house -

(- record scratch -)
Financial planning and savings pays for the same system in cold hard cash. When bought, it's a done deal and there is no security greater than that. There is no promise you will wake up to a paying job tomorrow. By accepting a loan you become slave to the lender.

Rockster wrote:
Another case is "buying" a house. Yes, it's a HUGE amount of debt (but) Paying off a mortgage is MUCH cheaper than paying rent.

We live in world that has blurred the definition between what is "bought" and what is "loaned."
The only thing you're buying when it comes to taking out a loan to buy a house, is a payment that is usually spread out over a 30 year period. So now, you're not only a slave to the lender, you're a devoted slave, rendering decades of your life, and the house still isn't yours until you have paid it off.
Now, I will agree that these terms are somewhat better than renting (as you say avoiding the middle man), but in the big scheme of things, those who lease space aren't the real middle man - the bankers are. Sadly, the real reason for the inflation of housing cost are realitors who collect commissions for their services (which the cost is included in the next sale ad infintium).
Everyone is capable of managing their own transactions but don't do it. When you remit your abilities to a service, you inheritly give it the power to control a market you depend on.
And this is how the tail now wags the dog.

Having lived on paid off property has allowed me build my house out of pocket. There's a few things left undone but my work for it was finished decades ago. Now, things about the property itself have become the focus (like curb appeal and such).

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Parents

aeolian wrote:
Be grateful your parents are alive

Amen!

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Parents

.๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

soco wrote:
๐Ÿ‘‰My advice? Do it anyway! If it helps you๐Ÿ‘ˆ๐Ÿ‘‰to vent then do it. You owe no one any๐Ÿ‘ˆ ๐Ÿ‘‰apologies.๐Ÿ‘ˆ

๐Ÿ‘‰No one.๐Ÿ‘ˆ

.๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†๐Ÿ‘†

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