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Araz
last online: 12/14, 0:56
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Someone stole my debit card information.

And they transferred $40 to PayPal and spent $115 on YEEZYS. I mean wtf. I guess it’s a good thing I check my account a bunch and saw it immediately.

But idk, been feeling really depressed lately and this definitely didn’t help. Also, hubs is gone for two weeks for work, which happens pretty regularly and I can’t seem to remember how to function alone.

Hope you’re all having a better week than I am.

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Electric
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Well, that sucks - any idea how that happened?

From what I hear you can buy card scanning devices on Amazon and they can gather card/chip/Reid info as little as three feet away.
....and transfer money...?

All the same, sorry to hear about this.

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BananaLlama
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Im sorry this happened to you. Can you get the money back? I had someone attempt to buy over £100 of stuff from River Island once and I managed to stop it and get the money back. I called the bank and they stopped it, I had to change my cards and passwords for everything.

People can steal your info from anywhere these days, hacking companies, banks, devices when you shop.

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Araz
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BIG-AL-ONE wrote:
Well, that sucks - any idea how that happened?

From what I hear you can buy card scanning devices on Amazon and they can gather card/chip/Reid info as little as three feet away.
....and transfer money...?

All the same, sorry to hear about this.

I think it was at the gas station in my house. If you use your debit card at the pump, they give you a lower rate. I normally don't go there.

I've learned my lesson AND am lucky I have a cushion otherwise I would be so screwed.

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Lano
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Just remeber it happens all the time. Hannibal buress has a bit about it.

https://youtu.be/BPO5ZPEzAWI

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Araz
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BananaLlama wrote:
Im sorry this happened to you. Can you get the money back? I had someone attempt to buy over £100 of stuff from River Island once and I managed to stop it and get the money back. I called the bank and they stopped it, I had to change my cards and passwords for everything.

People can steal your info from anywhere these days, hacking companies, banks, devices when you shop.

The $115 charge they said would drop off. The bank said it would be by today but it's still 'pending'. For the paypal charges, they opened a case but I don't know when or if I'm going to get that money back.

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Araz
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Lano wrote:
Just remeber it happens all the time. Hannibal buress has a bit about it.

https://youtu.be/BPO5ZPEzAWI

I'll check it out when I get home from work! It is hard not to be freaked out but I do remember from when I worked at a bank that it happens often.

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Lano
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Just watch it around children, it's got some profanity in it.

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Araz
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Lano wrote:
Just watch it around children, it's got some profanity in it.

Lollllll I will go out of my way to my brother in law's house to ensure that I watch it around children - particularly my 4 year old niece.

Electric
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This is my "Ca$h Is King" lecture....

Cash is king.

When you spend cash, you are impervious to the contagions of plastic including the interest which drains 1/3 of your earnings over the course of your life.

This is chain-breaking wisdom, but very few live according to the rule. There is only one rule, Cash Is King. All others are slaves, enslaved to the never-ending bylaws of business.

So, make it easy on yourself. Keep things on a cash only basis - always remain debt free.

If you don't have cash, you can't afford it. Therefore, wait, plan and work until you have cash.

Hope this helps.

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Araz
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I know you're right but cash is so inconvenient. I would have to go withdraw money and I work during banking hours. Using only cash would definitely cut down on expenditures...

I'll try it, couldn't hurt to. Especially since I won't be getting a new card for 5-7 business days anyways...

Electric
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Araz wrote:
I know you're right but cash is so inconvenient.

Not true. It depends on the amount that you physically possess.

I usually keep on hand about $5k at my house and I travel with about a grand when I go out.
There is no inconvienence when it comes to cash (and if it is, consider ALL the inconveniences of plastic).

Just saying.

Lecture over - hahaha!

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Araz wrote:
I know you're right but cash is so inconvenient. I would have to go withdraw money and I work during banking hours. Using only cash would definitely cut down on expenditures...

I'll try it, couldn't hurt to. Especially since I won't be getting a new card for 5-7 business days anyways...

cant you withdraw at supermarkets or franchise convenience stores? i like to keep atleast 50 bucks in my wallet.

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soco
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What I want yo know is how do you get a gas pump/station INSIDE your home?

Help me with:

We have another hurricane coming this way.

Electric
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soco wrote:
What I want yo know is how do you get a gas pump/station INSIDE your home?

Well, the first thing you need to do is......

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soco
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I would think you would need about 600 building permits and environmental/traffic studies.

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We have another hurricane coming this way.

Electric
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soco wrote:
I would think you would need about 600 building permits and environmental/traffic studies.

....Or you could just grab a teaspoon and head into the basement....?

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Araz
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SassyMonkey wrote:
cant you withdraw at supermarkets or franchise convenience stores? i like to keep atleast 50 bucks in my wallet.

Only after I get a replacement debit card lol

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Araz
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soco wrote:
What I want yo know is how do you get a gas pump/station INSIDE your home?

Oops, I meant gas station pump near my house, not IN my house 😪

Electric
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Oops, I meant gas station pump near my house, not IN my house.

I was actually jealous for a while there!

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Araz
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BIG-AL-ONE wrote:

Oops, I meant gas station pump near my house, not IN my house.

I was actually jealous for a while there!

Don’t they have a gas station at the end of every block in Texas? 😋

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sophieshizuko
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I had this happen to me once ... hot the money back in 5 days... but it was a more straightforward case.

The banks are good at looking into these cases, but some involving PayPal can take time.

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PepperJ
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I've had my debit card info stolen a couple times. Both times, bank cleared it up immediately with no issues

Once, I was super duper dumb and let one of those people who live outside the USA onto my computer because I kept getting notifications of a "virus" and that I needed to call a phone number (scam)

I let him on my computer, paid him $300 via Paypal. I realized what I did....called Paypal and talked to a woman there and told her I was just dumb, but that I did allow him to "provide a service...." Paypal reversed the charge. The guy called me back and told me to "rot in hell."

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Araz
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PepperJ wrote:
I've had my debit card info stolen a couple times. Both times, bank cleared it up immediately with no issues

Once, I was super duper dumb and let one of those people who live outside the USA onto my computer because I kept getting notifications of a "virus" and that I needed to call a phone number (scam)

I let him on my computer, paid him $300 via Paypal. I realized what I did....called Paypal and talked to a woman there and told her I was just dumb, but that I did allow him to "provide a service...." Paypal reversed the charge. The guy called me back and told me to "rot in hell."

These scammers are evil thieves. I’m glad the money was returned to you!

I just got the remaining $42 back and a new debit card but I’m gonna try to lean more on cash. We will see how it goes! I swear, I’ve spent so much less $ since I went to cash only over the past two weeks.

Electric
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I just got the remaining $42 back and a new debit card but I’m gonna try to lean more on cash. We will see how it goes! I swear, I’ve spent so much less $ since I went to cash only over the past two weeks.

This is SO good to hear, I'm in tears. I'm proud of you dear girl!🙌

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Araz
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BIG-AL-ONE wrote:

I just got the remaining $42 back and a new debit card but I’m gonna try to lean more on cash. We will see how it goes! I swear, I’ve spent so much less $ since I went to cash only over the past two weeks.

This is SO good to hear, I'm in tears. I'm proud of you dear girl!🙌

Thank you!!! :) :) :)

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