780 replies, Replies 171 to 180

Does anyone live in florida or know people who do who has any involvement with lawyers?

Jetmoo wrote:
Whats a paralegal @Araz

Like an assistant for the lawyer

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anyone thankful for something

I’m thankful for my health and family!

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Does anyone live in florida or know people who do who has any involvement with lawyers?

Jetmoo wrote:
What does it mean that u work for an attorney? Does that mean ur a lawyer?

I neex to return bk 2 this convo l8r. Stressef witj other stuff n out of energy cos illneds

No... it means I work for a lawyer. I’m a paralegal, not an attorney/lawyer. Attorney = lawyer

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How do you handle someone who calls you and asks for you by full name but refuses to identify whats its in regards to?

Anonymous wrote:
Just a note.
This debt is 15 years old.
They really cant do anything anymore .

They can only do something if they have a judgment and the judgment hasn’t expired. The statute of limitations for debt is 3 years without a contract and 5 years with a contract. 6 years if it’s a promissory note. 18 months for bill of lauding. Also depends on the state. These statutes are for VA.

But if it’s out of statute, they are, legally, not supposed to be contacting you.

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My dad never taught me anything.

I'm currently not speaking to my dad. We have a very... tumultuous relationship. I find myself jealous of people, like my husband, who have loving fathers. I know my dad loves me but he can be such a narcissistic, selfish jerk sometimes.

Can you cut off contact?

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Do you think Trump should be impeached?

I hate Trump so much. I dislike that man from the core center of my being. I hate that he was elected in the first place and I agree with you. I hope he is impeached, and if he isn't, I hope there are some sort of ramifications.

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Does anyone live in florida or know people who do who has any involvement with lawyers?

@Jetmoo I work for an attorney but we're located in VA and I'm not sure we would be able to help... what's up, though?

Sending my regards from the center of hell.

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My boss is just awful.

I'm very sorry for your loss.

If I'm remembering correctly - are you the same person who was putting in more work/effort to get donations but another peer made more by getting lucky?

If so, I really think you should look for another position :( If not, consider Lano's words.

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Ive been with the flu for 3 days now and I wont let it get me down.

Lano wrote:
I don't feel that way. And ironically i still live with my parents. Maybe too much else has changed.

My mom is great and caring. But she does this thing where she'll tell me to do things that i was going to do anyway. Or i'll have an idea, say it, and then she'll say the same thing i just said back to me like it was her idea.

Drives me CRAZY.

When I lived with my parents, all I did was fight with them. My mom and I are too similar.

It all changes once you get a little bit of distance.

And... my mom did those things too, drove me nuts when I lived with her lol.

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How do you handle someone who calls you and asks for you by full name but refuses to identify whats its in regards to?

Anonymous wrote:
It was a collection agency.
I called the number back.
There should be a law to require them to say who they are.
You know collection agencys never repay the original creditor.
They buy the debt and take what they can get.
Its best to never talk to them.
Only talk to the original creditor

I work for a collections attorney.

1. The FDCPA (Fair Debt Collection Practices Act) protects you but it does no good if you don't know your rights!

2. All debt collectors are legally required state "This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector." Failing to do so can result in an FDCPA violation ($1K each violation).

3. Collection agencies absolutely do repay the original creditor. There are two types of collection agencies. There are those that collect on behalf of the creditor and then there are those that purchase debt. For the first group, they take a small percentage of whatever they are able to collect. For the second group, they paid the creditor for the debt already. Debt collection is not cheap and you don't even recoup a large percentage of the debt purchased. It's not exactly a glamorous field.

And then when all else fails, THEN they come to an attorney, like my firm, for help.

The original creditor will always turn you back to the debt collector/attorney because it's no longer in their office. All that winds up happening is your credit suffers.

Just my two cents.

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